We help people who need student loan help or bankruptcy in Colorado. Since 2006 we have helped thousands of people better understand and solve their federal and private student loan problems.

Services for Mixed Private and Federal Loans

Many people have both federal & private student loans. I can help you with both or just one type. Often one type of loan will be in good shape but the other is your problem.

For people with BOTH federal and private student loan issues, I can help you with almost any issue that arises.

THE FIRST STEP IS TO SORT OUT ARE THEY FEDERAL OR PRIVATE:

WHO :

owns your loans;

who services [or collects payments] on your loans;

what repayment and no payment options are there,

are there deferments or forbearances and when should you use them and when not;

what law — federal or state [and which state] — law controls your loans;

are your loans still due and collectible?

What options do you have?

Are there any defenses?

Do you know your options?

What happens if you cannot pay [default]?